How Overtime Pay Works
We get more questions about overtime math than almost any other topic in our calculator traffic, and the confusion usually starts with the same mistake -- people multiply their hourly rate by total hours and wonder why their paycheck is higher than expected. The FLSA requires 1.5 times your regular rate for every hour past 40 in a workweek, so a $20 per hour worker earning $800 for a standard 40-hour week takes home $950 after a 45-hour week, not $900. That extra $50 per week is $2,600 per year, and it grows fast the more overtime hours you put in.
FLSA Overtime Rules in 2026
We track the overtime threshold closely because it determines whether our calculator applies to your situation -- and the current number is lower than most people expect. The DOL published an updated rule on April 26, 2024 that would have raised the salary exemption significantly, but a federal court in the Eastern District of Texas threw out the entire rule on November 15, 2024, and the DOL confirmed on their overtime page that enforcement snapped back to the 2019 standard: $684 per week, which works out to just $35,568 per year. Anyone earning below that number must receive overtime regardless of job title, and the highly compensated employee threshold sits at $107,432 under the same 2019 rule. Appeals are still moving through the courts, but right now the lower threshold is what every employer in the country must follow.
Overtime Pay Table
| Hourly Rate | OT Rate (1.5×) | 45hrs/wk | 50hrs/wk | 55hrs/wk | 60hrs/wk |
|---|---|---|---|---|---|
| $12.00 | $18.00 | $570 | $660 | $750 | $840 |
| $15.00 | $22.50 | $712 | $825 | $938 | $1,050 |
| $20.00 | $30.00 | $950 | $1,100 | $1,250 | $1,400 |
| $25.00 | $37.50 | $1,188 | $1,375 | $1,563 | $1,750 |
| $30.00 | $45.00 | $1,425 | $1,650 | $1,875 | $2,100 |
| $40.00 | $60.00 | $1,900 | $2,200 | $2,500 | $2,800 |
Based on the federal FLSA standard: 1.5× regular rate for hours over 40 per workweek. State laws may differ — California requires daily overtime after 8 hours.
Federal Minimum Wage and Overtime
The Department of Labor lists the federal minimum wage at $7.25 per hour, unchanged since July 24, 2009 -- which means the federal overtime floor has been stuck at $10.875 per hour for over 16 years, a fact that genuinely surprised us when we first built this calculator because that number buys roughly 30% less than it did when it was set. The saving grace for most workers is that their state sets a higher minimum: if your state floor is $15 per hour then your overtime rate is $22.50, and this calculator uses whatever rate you actually earn rather than the federal baseline that almost nobody in a high-cost state actually works for.